Bima Sakhi (बीमा सखी)

Mahila Career Agent – LIC

Empowering Women Through Financial Independence

Bima Sakhi is a pioneering initiative by Life Insurance Corporation of India designed to empower women across the nation. This exclusive career opportunity enables women to become LIC agents with guaranteed financial support, comprehensive training, and the flexibility to balance work with family responsibilities.

As a Bima Sakhi, you'll not only build your own successful career but also help families secure their financial future. This scheme is specifically tailored for women who aspire to achieve financial independence while contributing to society's welfare.

Fixed Stipend Support

Guaranteed income for your first three years as a Bima Sakhi agent

Year 1
₹84,000
₹7,000/month

First year guaranteed stipend to support your journey

Year 2
₹72,000
₹6,000/month

Second year continued financial support

Year 3
₹60,000
₹5,000/month

Third year assistance as you build your portfolio

Plus Commission: In addition to the stipend, you'll earn attractive commission on all policies sold throughout your career.

Why Choose Bima Sakhi?

Unique advantages designed for women empowerment

Financial Security

Fixed stipend for 3 years plus commission earnings ensures stable income from day one

Flexible Working Hours

Ideal for homemakers and students - work according to your schedule and convenience

Comprehensive Training

Complete IRDAI training and IC38 certification provided by LIC experts

Unlimited Earning Potential

Build your income through commission on policies - no upper limit on earnings

Work From Home

Operate from the comfort of your home or anywhere you choose

Women Empowerment

Join a supportive community of women entrepreneurs making a difference

Eligibility & Application Process

Simple requirements to start your Bima Sakhi journey

Eligibility Criteria

  • Age: 18 years or above
  • Education: Passed 10th standard
  • Gender: Female candidates only
  • Citizenship: Indian resident

Application Process

1

Submit Application

Apply through our contact form or LIC branch

2

LIC Contact

Development Officer will call you for interview

3

IRDAI Training

Complete mandatory insurance training program

4

IC38 Exam

Pass the IRDAI certification examination

5

Agent Code Assignment

Receive your LIC agent code and start earning

Required Documents

Keep these documents ready for your application

Passport Photos

Two recent passport-sized photographs

PAN Card

Valid PAN card (photocopy)

Aadhaar Card

Aadhaar card for identity verification

10th Certificate

10th class passing certificate

Highest Education

Proof of highest educational qualification

Digital Signature

Digital signature for online processing

Bank Details

Cancelled cheque, passbook or bank statement

Registration Fee

One-time investment to start your career

LIC Registration Fee ₹150
+
IRDAI Exam Fee ₹500
Total Fee ₹650

This is a one-time fee covering registration and certification. After passing the IC38 exam, you'll receive your agent code and can start earning immediately.

Success Stories

Hear from successful Bima Sakhi agents

"Bima Sakhi gave me the opportunity to earn while taking care of my family. The fixed stipend helped me start confidently, and now I'm earning well through commissions."

Priya Sharma Bima Sakhi Agent, Mumbai

"As a homemaker, I never thought I could have a career. LIC's Bima Sakhi scheme changed my life. The flexible hours and training made it perfect for me."

Anjali Desai Bima Sakhi Agent, Pune

"The guaranteed stipend for three years gave me financial stability while I built my client base. Now I'm financially independent and helping others secure their future."

Meena Patel Bima Sakhi Agent, Ahmedabad

Ready to Become a Bima Sakhi?

Start your journey towards financial independence and women empowerment today