Benefits of LIC Agency

Comprehensive rewards and unlimited growth opportunities

Commission Structure

Competitive and attractive commission rates that reward your hard work

First Year Commission

28%

Earn substantial income from your first year policy sales

2nd & 6th Year Renewal

7.5%

Continue earning on policy renewals in years two and three

6th Year Onwards

6%

Perpetual income from policy renewals from year four onwards

Note: Commission rates are subject to policy type and premium amount. Additional incentives and bonuses available for high performers.

Hereditary Income

Build a lasting legacy for your family

One of the most unique and valuable benefits of LIC agency is the hereditary income feature. Unlike most professions where your income stops when you retire or pass away, LIC agency offers continuity.

Your renewal commissions continue to be paid to your legal heirs, ensuring that the hard work you put in today continues to benefit your family for years to come. This creates a sustainable source of income that can support your loved ones long after you're gone.

Secure Your Family's Future: Your renewal income continues to flow to your nominees, providing them financial security and stability.

Generational Wealth

Create a financial tree that bears fruit for generations

Family Protection

Ensure your loved ones are financially protected

Continuous Income

Passive income that never stops

Club Membership & Recognition

Achieve excellence and gain international recognition

MDRT

Million Dollar Round Table

Join the premier association of financial professionals worldwide. MDRT membership is a globally recognized mark of excellence in life insurance sales.

  • Global networking opportunities
  • Exclusive training and resources
  • International conferences
  • Prestigious recognition
TOT

Top of the Table

The highest level of achievement within MDRT, representing the top 1% of financial professionals worldwide.

  • Elite status recognition
  • Luxury international trips
  • Advanced business strategies
  • Peer-to-peer learning
LIC Clubs

LIC Achievement Clubs

Various performance-based clubs offering domestic and international trips, recognition ceremonies, and exclusive rewards.

  • Foreign trips and holidays
  • Award ceremonies
  • Networking events
  • Special incentives

Fringe Benefits

Additional support to help you succeed

Housing Advance

Financial assistance for purchasing or constructing your dream home

Vehicle Advance

Support for buying a car or two-wheeler for your agency work

Personal Computer

PC and printer facilities to streamline your operations

Office Equipment

Support for setting up your professional workspace

Training & Certification

Comprehensive training programs and IC-33 exam support

Performance Bonuses

Additional incentives and bonuses for exceptional performance

Dream Big, Achieve More

The sky is the limit when you're an LIC agent

Own Your Dream Home

Build or buy the house you've always wanted with the income and advances available through LIC agency

Drive Your Dream Car

From basic transportation to luxury vehicles - your performance determines your lifestyle

Travel the World

International trips, foreign conferences, and global networking opportunities await top performers

Social Status & Respect

Gain recognition as a professional financial advisor and pillar of your community

Unlimited Income

No salary cap - your earnings grow with your dedication and hard work

Financial Security

Build a stable, growing income that provides security for you and your family

Ready to Unlock These Benefits?

Start your journey as an LIC agent today and transform your future

Join Now